It may be hard to realize just how much impact some of your small financial decisions have on your future. When deciding how much to invest, small increases may feel meaningless. “How could investing 6% instead of 5% really impact my retirement?” However, with the power of compounding growth, something as small as investing 1% more could make or break your financial independence. The beauty of compound growth is that a small 1% increase can have incredible effects on your long-term wealth.

Common Questions About Small Investing Increases:

• Does 1% make that big of a difference for building wealth?
• How much more income will I have in retirement if I save just a little more?
• Is it worth increasing my 401(k) contribution by 1%?
• What percent of pre-retirement income can I replace if I invest 4.7% at 30?

What’s Inside This Resource:

This free downloadable resource shows you the math behind why small increases matter so much:

• Age-based impact chart – See exactly how much additional retirement income 1% more savings creates at every age from 20 to 49
• Real income replacement numbers – Understand that saving 1% more at age 20 could replace 9.2% more of your pre-retirement income at age 65
• Compound growth visualization – Watch how time magnifies even the smallest consistent actions into life-changing results
• Simple, actionable insight – No complex calculations needed. Just understand why bumping up your savings rate matters

Download our “What 1% More Can Do For You” resource today and see the incredible power of small, consistent decisions.

Ready to dive deeper? Learn why this works with our Ultimate Guide to Your Wealth Multiplier and use our Wealth Multiplier Calculator to see your personalized growth potential.

Golidlocks and the Three Bears is a great example of a smart investment strategy. How so? Many investors get caught up in doing too much or let fear cause them to do too little while a “Goldilocks investor” discovers the balance of “just right.”

In this episode, we break down the numbers. What happens to your dollars over time if you time the market just right, invest at the “worst” possible times, or take a methodical “goldilocks” approach? Then we’ll teach you how to apply it!

In this episode you’ll learn:

• The most effective way to invest your money (that you can start TODAY!)
• Exactly how much money you can make by investing
• 3 crucial financial factors you can control

Research and resources from this episode:

• How to Beat Market Timers (The Money Guy Show)
• Timing the market: Absolute worst vs absolute best vs early and often (Updated)
• Average Indexed Monthly Earnings

Enjoy the Show?

• Get FREE downloads full of financial advice from our Resource Page!
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COVID-19 is on all of our minds. We are all concerned about the health of our loved ones, and the volatility of the financial markets is not helping to ease everyone’s anxiety or nervousness. Our goal is to keep you updated and be a resource as we all work through these difficult times.

We recorded a special Money Guy Q&A show that specifically addressed what we are facing. A few of the questions that were covered include:

• Why don’t we go to cash, let things calm down, and then get back into the market? 
• How can we be sure that markets will recover?
• Is this downturn and bear market different?

Research and resources from this episode:

• What You Should Know in an Uncertain Market (Brian Preston, 2002)
• Suffering Through Your First Financial Crisis? Read This to Relax (NY Times)
• Why outbreaks like coronavirus spread exponentially, and how to “flatten the curve” (WP)

Enjoy the Show?

• Get FREE downloads full of financial advice from our Resource Page!
• Subscribe on YouTube or wherever you listen to podcasts.
• Leave us a review on Apple Podcasts.
• Send us your questions or share your story.

If you have any questions (or just want to say hi!), join the conversation on Facebook, Twitter, or Instagram!

What a crazy week! The uncertainty created by the coronavirus has obviously impacted the markets. In all of the panic, we wanted to help you cut through the noise. There is a big difference in the way you should prepare your family from a health perspective versus reacting from a financial perspective for any impact the virus may have.

Fortunately, if you already utilize diversified portfolios, you can weather any short-term pain! We are not the only voices that consider this a short-term event. The IMF Chief Economist Gita Gopinath stated, “There is a scenario where all the hit takes place in the first quarter, and by April, like a V-shape, China is back to normal.”  This V-shape recovery is exactly why we do not try to time the markets. As we explain in this video, there are quite a few similarities to the outbreak of SARS in 2003, and, if history is likely to repeat itself, the recovery will be just as fast (or faster) than the downturn.

Please feel free to share this with friends, family, and anyone that you feel may benefit from our insights. We hope this helps! 

Discover 5 Healthy Ways to Deal with Investment Uncertainty in this FREE download!

Enjoy the Show?

• Get FREE downloads full of financial advice from our Resource Page!
• Subscribe on YouTube or wherever you listen to podcasts.
• Leave us a review on Apple Podcasts.
• Send us your questions or share your story.

If you have any questions (or just want to say hi!), join the conversation on Facebook, Twitter, or Instagram!

Building wealth is no different than building muscle. It takes time, work, and sometimes you hit a plateau. When you feel stuck on your financial journey, you need strategies and a pep talk to get you back in the game! That’s where this episode of The Money Guy Show comes in.

We’ll help you identify key roadblocks and behaviors that halt your financial progress and teach you how to overcome each one.

Resources and research from this episode:

• Money Guy Resource Page
• Labor Day Survey: 51% of U.S. Employees Overall Satisfied with Their Job (PR Newswire)

Enjoy the Show?

• Get FREE downloads full of financial advice from our Resource Page!
• Subscribe on YouTube or wherever you listen to podcasts.
• Leave us a review on Apple Podcasts.
• Send us your questions or share your story.

If you have any questions (or just want to say hi!), join the conversation on Facebook, Twitter, or Instagram!